Top 10 Tips for Safe Online Shopping

1 ) Set up a secure connection

Not only are your computer’s systems at risk, but it could also be compromised by hackers. There are a few simple steps that can help protect yourself from becoming a victim of cyber-crime. Your computer is at risk of being stolen if it doesn’t have the necessary security features. Make sure that your computer has the latest anti-virus software and that its firewall is active.
When shopping online, make sure that your wireless network is encrypted. This will prevent anyone from accessing your personal information.

2 ) Get details about merchant and their reputation

If you already know the store, you can shop their online store safely. They can always help if there’s a problem, and they’ll do their best to keep you satisfied.
Before buying from an e-store, conduct a background check to make sure that the store is reputable. Review sites that are dedicated to reviewing e-stores.

3 ) Avoid offers that seem “too good to be true”

Any e-store that promises to sell you a product at a low price is suspicious. Before you make a purchase, make sure that the item is actually brand new, that it came from a reputable manufacturer, and that it will work.

4 ) Avoid e-store that requires more information than necessary to make the sale.

Expect to provide some basic information such as your name, address, and telephone number. However, if the merchant asks for additional information, such as your bank account or social security number, avoid providing this information.

5 ) Read the Terms and Conditions, buying a Gift Card

If the gift card is for someone else, make sure it is legitimate and that the person uses the store.

6 ) Is the site secure?

Before you enter any personal or credit card information, make sure that the web address is secure and encrypted.

7 ) Create a unique password for the site

When making a purchase, many people will ask to create an account with a username and a password. This is usually not a good idea if you regularly use the e-store and would like to avoid creating an account.

8 ) Use a Credit Card or PayPal Instead, as these have the same security protections as debit cards and checks.

If your card was used to make unauthorized charges, you can only recover up to limited charges. Unfortunately, most debit cards don’t offer this protection.

9 ) Use a reliable Internet Security Product

The best way to stay safe online is still by using an effective internet security product. With the increasing volume of goods and data being exchanged online, security features like real-time anti-phishing and identity theft protection are more important than ever.

10) Always check the company’s shipping terms.

Some merchant’s charge exorbitant shipping fees that can turn a shopping bargain into an expensive mistake. Look to see if they provide tracking and insurance. Understand what carriers they use, and be particularly cautious if the item won’t be shipped within 10 days.

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